For RIAs and Wealth Managers

SEC Reg S-P gives you 30 days to notify every affected client after an incident. The clock starts when you should have detected it.

The SEC amended Regulation S-P in May 2024 with a 30-day breach notification window. Most small RIAs have zero monitoring on the inbox that holds client statements, account applications, and transfer authorizations. SentinelSMB watches every advisor account around the clock so the clock starts when the attacker shows up, not weeks later.

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0 days

Maximum notification window under the SEC Reg S-P amendment effective December 2025

Source: SEC Final Rule 17 CFR 248, Regulation S-P amendment
Credentialed · Insured · Operational
Licensed
ND LLC
IRS registered
EIN 41-5213020
E&O insured
$1M / $2M agg
Encrypted
AES-256-GCM
MFA required
TOTP + passkey
Audit trail
365-day retention
Threats We Actually Catch

Every attack that targets RIAs and wealth management firms, live-monitored.

36 detection engines sweep your Microsoft 365, Google Workspace, AWS, and Cloudflare accounts every five minutes. Critical threats surface instantly. Normal activity gets filed away.

ACAT-out fraud and wire redirect

An attacker inside an advisor inbox watches for a pending transfer, then spoofs updated wire instructions to the custodian. Funds leave the client account before anyone verifies by phone. Median loss ranges from 50 to 500 thousand dollars.

HNW client list exfiltration

One compromised advisor mailbox exposes every client name, AUM, risk profile, and held-away asset location. Downstream phishing and identity-theft campaigns target your highest-net-worth clients directly.

Account application and TOA theft

Signed account applications, transfer-of-assets forms, and trust documents all move through advisor email. One exfiltration event triggers SEC Reg S-P notification for every individual whose information was accessed.

Why this is your problem, not your IT person’s.

Compliance Alignment

The rules and frameworks we line up to.

SentinelSMB provides the continuous-monitoring, access-control, and incident-response controls these frameworks require. Pro subscribers get the audit-ready evidence package.

SEC Reg S-P (amended 2024)

30-day customer notification

The amended Rule 30 requires written notification to affected individuals within 30 days of determining that their sensitive customer information has been accessed without authorization. Continuous monitoring is now effectively required to meet the detection-to-notification timeline.

SEC Rule 206(4)-7

Compliance program requirements

Every investment adviser must adopt and implement written policies reasonably designed to prevent violations. Cybersecurity has been an SEC examination priority since 2014 and continuous monitoring is now the baseline expectation in OCIE exam letters.

FINRA Rule 3110

Supervision of electronic communications

Broker-dealers and hybrid firms must supervise electronic communications including email and cloud-collaboration tools. Monitoring for unauthorized access to those channels is part of a reasonable supervisory system.

NY DFS 23 NYCRR 500

Cybersecurity Regulation

RIAs licensed in New York (or holding NY-domiciled assets) must comply with 23 NYCRR 500, which mandates specific continuous-monitoring, access-control, and audit-logging controls. SentinelSMB covers the monitoring and logging directly.

GLBA Safeguards Rule

Financial institution obligations

RIAs are financial institutions under GLBA. The amended Safeguards Rule (effective June 2023) requires continuous monitoring, a designated qualified individual, and documented incident response.

Questions RIAs and wealth management firms ask.

Does SentinelSMB make us Reg S-P compliant?

SentinelSMB provides the continuous-monitoring, detection-timestamp, and audit-trail components the Reg S-P amendment expects. You still need written policies, a designated individual, and documented incident-response procedures. Pro subscribers get the policy-template foundation.

How does this fit with our custodian?

Your custodian secures their own systems. SentinelSMB secures the advisor inbox and cloud accounts that authenticate INTO those custodial systems. Almost every custodial fraud incident starts with a compromise on the advisor side — that is what we cover.

Will this help on an SEC exam?

Yes. Pro subscribers get the Cyber Insurance Evidence Report which documents your continuous monitoring in a format aligned to the cybersecurity sections of the OCIE exam module. Saves several consulting-hours of manual evidence gathering.

What about our existing cybersecurity RIA or vCISO?

SentinelSMB is complementary — it is the 24/7 monitoring layer your vCISO or cybersecurity RIA does not provide. Most of them focus on policy, program design, and quarterly assessments. We run 36 detection engines against your live accounts every 5 minutes.

Does this cover our Schwab / Fidelity / Pershing integrations?

SentinelSMB monitors the Microsoft 365 or Google Workspace account that signs into those custodian portals. OAuth grants, MFA prompts, and session anomalies leave signals in your email and cloud account — those are what we watch.

The 30-day clock starts when you should have known. We help you actually know.

Reg S-P made continuous monitoring a de facto requirement. 7-day free trial, under 10 minutes to connect, Pro subscribers get the exam-ready evidence package.